Move money like you're already there.

Global payment infrastructure for international businesses — one integration, every market

US dollar infrastructure. No residency needed.

Your USD account number and routing details are live the moment you're verified. Send and receive like a US local — ACH, SWIFT, Fedwire — and spend globally with no restrictions, no delays, no bank holiday disruptions.

Dedicated US account and routing number

ACH, SWIFT, and Fedwire supported

Open to non-US residents and businesses

Bank-grade security and compliance built in

Instant access to funds once cleared

Global Accounts.

Your US account number. Your international accounts. One place.

Send and Receive payments like a local across the US, Europe, LATAM, Asia, and Africa. Salary, invoices, transfers — straight into RidgeX. No bank required.

RidgeX gives international operators a single API to collect, move, and settle money across supported markets — with compliance built in from the start.

Virtual accounts

Local account details in 50+ countries. Multi-currency. Auto-reconciled.

Local rails

ACH, real-time payments, SWIFT, and APMs — all through one API.

Smart routing

Every payment takes the fastest, cheapest path automatically.

Global payout

Pay suppliers, contractors, and merchants across borders — at scale.

Embedded compliance

KYC, AML, and sanctions screening run inside every transaction.

Real-time FX

Convert at interbank rates, inside the payment flow.

We built RidgeX because the access problem was real.

The rails that power global commerce already exist. Getting access to them (without a stack of banking contracts and months of setup) didn't.

So we built the layer that changes that.

About RidgeX